Services/Insurance-Approved

Insurance-ApprovedCertification.NSI & SSAIB Standard.

Alarm, CCTV and fire systems installed and documented to the standards UK insurers actually recognise — NSI NACOSS Gold / SSAIB equivalent quality, full commissioning certificates, and paperwork your insurer, broker and surveyor will accept without question.

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5,000+ local installs· 40+ years· Same-week visits

NSI / SSAIB-Standard Installations

PD 6662 & BS EN 50131 Compliant

Grade 2 & Grade 3 Certified

Full Commissioning Certificates

40+ Years Insurer-Facing Experience

Overview

The complete picture before you commit.

Honest, plain-English explanation no jargon, no hard sell. We want you to understand exactly what we're recommending and why.

What it is

Insurance-approved certification means every alarm, CCTV or fire system is designed, installed, commissioned and documented to the recognised UK standards insurers rely on — PD 6662, BS EN 50131 for intruder, BS EN 62676 for CCTV and BS 5839 for fire. On completion you receive the exact certificates and system records your insurer or their surveyor asks for.

Who it's for

Homeowners whose insurance policy specifies a graded alarm, businesses whose commercial policy requires a monitored system with formal certification, brokers and insurance surveyors requesting proof of compliance, and property managers standardising portfolio-wide documentation.

When you need it

At the point of a policy renewal, after an insurer survey identifies a gap, when moving into a higher-value property, on change of business use, or when acquiring a property with an inherited system that has no paperwork.

Why professional install matters

'Alarm fitted' means nothing to an insurer without the certificate that proves the grade, coverage, monitoring and commissioning. Uncertified systems routinely cause claims disputes and premium loadings. Correctly certified systems make renewal and claims smoother — and usually cheaper.

What's at stake

What happens when this gets ignored.

Renewal loading applied

Insurers routinely load premiums 10–25% where certification is missing or expired.

Claim disputed

Without a valid installation certificate and current service records, insurers are quick to challenge a claim.

Inherited system, no paperwork

New occupiers of homes and premises frequently inherit systems with zero documentation — worthless to an insurer.

DIY grade downgraded

A DIY or general-electrician-fitted alarm can't be certified to Grade 2/3 no matter what the box claims.

Our Process

A clear, predictable process no guesswork.

Four decades of installs has taught us exactly what works. Every customer follows the same well-tested path from first call to long-term aftercare.

1Step 1

System Audit or New Design

For existing systems we audit against PD 6662 and either recertify (where compliant) or specify the remedial works needed. For new systems we design to the grade your insurer requires.
2Step 2

Compliant Installation

Installed to PD 6662:2017 and BS EN 50131 for intruder, BS EN 62676 for CCTV, BS 5839 for fire — using only equipment carrying the correct EN grading.
3Step 3

Commissioning & Handover

Full commissioning test, walk-test of every zone, verified signalling to ARC where monitored, user training and handover certificate issued.
4Step 4

Signed Certificates & Log Book

Installation, commissioning and (where applicable) monitoring certificates issued as PDF and hard copy for your insurance file.
5Step 5

Annual Recertification

Ongoing service visits with signed service certificates to maintain your insurer's cover requirements year on year.

Benefits

What you actually get on day one.

Insurer-Recognised Paperwork

Certificates and records structured exactly the way UK insurers and surveyors expect to see them.

Premium Advantage

Correctly certified systems typically attract better premiums than uncertified or DIY equivalents.

Claims Confidence

In the event of a claim, current paperwork removes one of the insurer's most common dispute routes.

Grade 2 & Grade 3 Available

Residential Grade 2 as standard; Grade 3 available for higher-risk commercial and high-value residential.

Monitored Signalling

Dual-path (broadband + mobile) signalling to UK-based ARCs for insurer-approved monitored response.

Portfolio-Wide Standardisation

For landlords and multi-site commercial we standardise documentation across every property.

In Depth

Everything you'd want to know about insurance-approved.

Plain-English deep dive into the equipment, methods and decisions that go into a properly engineered install.

Prefer to discuss in person? Call +44 7700 137868 Lyndon usually answers personally.

What 'insurance-approved' actually means

In the UK, the two recognised third-party inspectorate bodies for security systems are NSI (National Security Inspectorate) and SSAIB (Security Systems and Alarms Inspection Board). While formal NSI/SSAIB inspection body membership is one route, insurers primarily require that the system is installed and commissioned to PD 6662 and BS EN 50131 (intruder) / BS EN 62676 (CCTV), with monitored signalling where applicable. Our installs meet those underlying standards and produce equivalent-standard documentation.

The certificates we issue

Installation Certificate (equipment installed, grade, coverage, standards met), Commissioning Certificate (system tested, signed off, handed over), Monitored Signalling Certificate (where applicable — dual-path signalling to ARC verified), Annual Service Certificate (post-service visit), and updated System Log Book entries. All signed, dated and issued as PDF plus hard-copy.

Grade 2 vs Grade 3 — which does your insurer want

Grade 2 (BS EN 50131-1) is the standard for residential and lower-risk commercial — the assumption is opportunistic burglars with basic tools. Grade 3 assumes experienced intruders with detailed knowledge and portable electronic equipment — required for higher-value residential, commercial premises with valuable stock, and any premises the insurer designates high-risk. We assess and install to whichever grade the policy demands.

Recertifying an inherited or existing system

Many customers inherit systems with no paperwork or with certification that's lapsed. We can audit the existing installation against PD 6662, and either recertify where the install is compliant, or list the exact remedial works required (additional detectors, upgraded signalling, replacement of non-EN-graded equipment) to bring it back to certifiable standard.

Ongoing service to maintain certification

Certification is not a one-off — insurers require the system to be maintained. We run 6-monthly or annual service visits (per your policy) with signed service certificates that keep your cover valid year after year.

FAQ

Straight answers, no jargon.

Question not answered here? Call +44 7700 137868.

Are you NSI or SSAIB registered?+

We install to the underlying standards (PD 6662, BS EN 50131) that both NSI and SSAIB certify against, and issue equivalent-standard paperwork. If your specific policy names NSI or SSAIB registration as a hard requirement, tell us at survey and we'll advise — we'll always be straight about what your policy needs.

What grade of alarm does my insurer need?+

Grade 2 for most homes and lower-risk commercial. Grade 3 for higher-value or higher-risk premises. Your policy schedule or broker will state it; we can also confirm from a copy of the schedule.

Can you certify a system another installer fitted?+

We can audit and, where the underlying installation is compliant, recertify. Where it isn't, we'll list exactly what needs correcting.

How long is a certificate valid?+

Installation and commissioning certificates are one-off. Insurers then typically require annual servicing with a fresh service certificate each year.

Will certification lower my premium?+

In most cases yes — or at minimum avoid the loading applied to uncertified systems.

Ready to get a clear, no-pressure quote?

Free on-site survey. Fixed-price written quote within 24 hours. Same-week installation across the North West. Just one local engineer who's been doing this for 40 years no call centres, no hard sell.

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